:root {
  --navy-900: #0a1628;
  --navy-800: #12213d;
  --navy-700: #1c3260;
  --gold: #c9a84c;
  --gold-light: #e8c96b;
  --gold-pale: #f5e6b8;
  --velvet: #120a2e;
  --text-light: #f0e8d0;
  --text-muted: #b8a87a;
}

@keyframes marquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

@keyframes parallaxFloat {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-18px); }
}

@keyframes glow {
  0%, 100% { box-shadow: 0 0 18px rgba(201,168,76,0.4); }
  50% { box-shadow: 0 0 38px rgba(201,168,76,0.9); }
}

@keyframes spin-slow {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

.marquee-track {
  display: flex;
  animation: marquee 28s linear infinite;
}

.float-anim {
  animation: parallaxFloat 5s ease-in-out infinite;
}

.glow-anim {
  animation: glow 2.5s ease-in-out infinite;
}

.prose {
  color: var(--text-light);
  line-height: 1.8;
  font-size: 1rem;
  max-width: 100%;
}

.prose h2 {
  color: var(--gold-light);
  font-size: 1.65rem;
  font-weight: 700;
  margin-top: 1rem;
  margin-bottom: 0.9rem;
  border-bottom: 2px solid var(--gold);
  padding-bottom: 0.35rem;
}

.prose h3 {
  color: var(--gold);
  font-size: 1.25rem;
  font-weight: 600;
  margin-top: 1.6rem;
  margin-bottom: 0.6rem;
}

.prose p {
  margin-bottom: 1.2rem;
  color: var(--text-light);
}

.prose a {
  color: var(--gold-light);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.prose a:hover {
  color: #fff;
}

.prose ul {
  list-style: disc;
  padding-left: 1.6em;
  margin-bottom: 1.2rem;
  color: var(--text-light);
}

.prose ol {
  list-style: decimal;
  padding-left: 1.6em;
  margin-bottom: 1.2rem;
  color: var(--text-light);
}

.prose li {
  margin-bottom: 0.45rem;
}

.prose blockquote {
  border-left: 4px solid var(--gold);
  padding-left: 1.2em;
  margin: 1.5rem 0;
  color: var(--text-muted);
  font-style: italic;
  background: rgba(201,168,76,0.07);
  border-radius: 0 6px 6px 0;
}

.prose table {
  display: block;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  max-width: 100%;
  white-space: nowrap;
  border-collapse: collapse;
  width: 100%;
  margin-bottom: 1.5rem;
  font-size: 0.95rem;
}

.prose table th {
  background: var(--navy-700);
  color: var(--gold-light);
  padding: 0.65rem 1rem;
  text-align: left;
  border: 1px solid rgba(201,168,76,0.3);
}

.prose table td {
  padding: 0.55rem 1rem;
  border: 1px solid rgba(201,168,76,0.15);
  color: var(--text-light);
  background: rgba(12,25,60,0.6);
}

.prose table tr:nth-child(even) td {
  background: rgba(28,50,96,0.5);
}

.prose img {
  max-width: 100%;
  height: auto;
  border-radius: 10px;
  margin: 1.5rem 0;
  border: 2px solid rgba(201,168,76,0.3);
}

.prose strong {
  color: var(--gold-pale);
  font-weight: 700;
}

.prose em {
  color: var(--text-muted);
}

.hero-bg {
  background-image: url('/images/hero.webp');
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
}

.nav-blur {
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.gold-border {
  border: 2px solid var(--gold);
}

.btn-gold {
  background: linear-gradient(135deg, #c9a84c 0%, #e8c96b 50%, #c9a84c 100%);
  color: #0a1628;
  font-weight: 800;
  letter-spacing: 0.04em;
  transition: all 0.25s ease;
}

.btn-gold:hover {
  background: linear-gradient(135deg, #e8c96b 0%, #fff0a0 50%, #e8c96b 100%);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.5);
}

.btn-outline-gold {
  border: 2px solid var(--gold);
  color: var(--gold-light);
  background: transparent;
  font-weight: 700;
  transition: all 0.25s ease;
}

.btn-outline-gold:hover {
  background: rgba(201,168,76,0.15);
  color: #fff;
  transform: translateY(-2px);
}

.card-navy {
  background: linear-gradient(145deg, rgba(18,33,61,0.95), rgba(10,22,40,0.98));
  border: 1px solid rgba(201,168,76,0.25);
}

.section-divider {
  border: none;
  height: 2px;
  background: linear-gradient(to right, transparent, var(--gold), transparent);
  margin: 0;
}

.provider-chip {
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold-pale);
  border-radius: 999px;
  padding: 0.3em 1em;
  font-size: 0.88rem;
  display: inline-block;
  margin: 0.25rem;
  transition: background 0.2s;
}

.provider-chip:hover {
  background: rgba(201,168,76,0.28);
}

.step-badge {
  width: 3rem;
  height: 3rem;
  border-radius: 50%;
  background: linear-gradient(135deg, #c9a84c, #e8c96b);
  color: #0a1628;
  font-weight: 900;
  font-size: 1.3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.faq-item summary {
  cursor: pointer;
  list-style: none;
  padding: 1rem 1.25rem;
  font-weight: 600;
  color: var(--gold-light);
  border-radius: 8px;
  transition: background 0.2s;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-item[open] summary {
  background: rgba(201,168,76,0.1);
  border-radius: 8px 8px 0 0;
}

.faq-body {
  padding: 0.85rem 1.25rem 1.1rem;
  color: var(--text-light);
  line-height: 1.75;
  font-size: 0.97rem;
}

@media (max-width: 640px) {
  .prose h2 { font-size: 1.3rem; }
  .prose h3 { font-size: 1.1rem; }
}